We get people home loans.
We get people
home loans.
Streamlined, cost effective, approved.
Streamlined, cost effective,
approved.
Streamlined, cost effective, approved.
Market-leading loan approval rating of 100%.
Market-leading loan approval rating of 100%.
0% brokerage fee.
0% brokerage fee.
Variety of options due to access to 60+ lenders.
Variety of options due to access to 60+ lenders.
direct access to over 60 banks
direct access to over 60 banks
Rated 5/5 on Google
Rated 5/5 on Google
We've worked with hundreds of Australian families to start and expand their property portfolio's.
We've worked with hundreds of Australian families to start and expand their property portfolio's.
Solutions
Solutions
Solutions
What do you need finance for?
What do you
need finance for?
What do you need
finance for?
Buy My First Home
Navigate your first home purchase confidently and stress-free with full guidance on each step.
Buy My First Home
Navigate your first home purchase confidently and stress-free with full guidance on each step.
Buy My First Home
Navigate your first home purchase confidently and stress-free with full guidance on each step.
Refinance My Loan
Reduce your home loan repayments and achieve financial flexibility.
Refinance My Loan
Reduce your home loan repayments and achieve financial flexibility.
Refinance My Loan
Reduce your home loan repayments and achieve financial flexibility.
Upgrade My Home
Transition smoothly from the sale of your current home to securing financing for your new home
Upgrade My Home
Transition smoothly from the sale of your current home to securing financing for your new home
Upgrade My Home
Transition smoothly from the sale of your current home to securing financing for your new home
Invest In Property
Unlock borrowing capcity, efficient cashflow structures, and highly competitive solutions.
Invest In Property
Unlock borrowing capcity, efficient cashflow structures, and highly competitive solutions.
Invest In Property
Unlock borrowing capcity, efficient cashflow structures, and highly competitive solutions.
Commerical Investments
Expert guidance from A-Z for large scale investments, residual stock, and agribusiness.
Commerical Investments
Expert guidance from A-Z for large scale investments, residual stock, and agribusiness.
Commerical Investments
Expert guidance from A-Z for large scale investments, residual stock, and agribusiness.
Development
From planning to implementation, thorught to completion, we ensure a smooth & process.
Development
From planning to implementation, thorught to completion, we ensure a smooth & process.
Development
From planning to implementation, thorught to completion, we ensure a smooth & process.
Unsure what to do? Talk with an expert
Services
Services
Services
A team that
works for you.
Not the banks.
A team that
works for you.
Not the banks.
A team that
works for you.
Not the banks.
"We've worked with hundreds of Australian families to start and expand their property portfolios.
Our ethos is simple; We always look at solutions as if we're investing in property with you."
"We've worked with hundreds of Australian families to start and expand their property portfolios.
Our ethos is simple; We always look at solutions as if we're investing in property with you."
"We've worked with hundreds of Australian families to start and expand their property portfolios.
Our ethos is simple; We always look at solutions as if we're investing in property with you."
MANA FINANCE, MELBOURNE VIC.
MANA FINANCE, MELBOURNE VIC.
MANA FINANCE, MELBOURNE VIC.
Journey
Journey
Journey
A proven process to help you achieve your biggest goals.
A proven process to help you achieve your biggest goals.
A proven process to help you achieve your biggest goals.
01
Simple Booking
Effortlessly schedule a consultation to discuss your goals. We streamline the process to get started smoothly.
Simple Booking
Effortlessly schedule a consultation to discuss your goals. We streamline the process to get started smoothly.
Simple Booking
Effortlessly schedule a consultation to discuss your goals. We streamline the process to get started smoothly.
Tailored Strategy
Based on your goals and individual circustances, we tailor a structure designed to help you succeed.
Tailored Strategy
Based on your goals and individual circustances, we tailor a structure designed to help you succeed.
Tailored Strategy
Based on your goals and individual circustances, we tailor a structure designed to help you succeed.
02
03
Continuous Support
From approval, to settlement, and into the next decade, we provide ongoing guidance and adjustments to ensure long-term success for you and your family.
Continuous Support
From approval, to settlement, and into the next decade, we provide ongoing guidance and adjustments to ensure long-term success for you and your family.
Continuous Support
From approval, to settlement, and into the next decade, we provide ongoing guidance and adjustments to ensure long-term success for you and your family.
Success Stories
Success Stories
Success Stories
Satisfied & happy home owners
Satisfied & happy home owners
Jack guided us through the process of buying our first home six months ago, we’ve just purchased our first investment property now also. Always available to talk when we had questions. Outstanding service.
Mark T
First home and investment
Jack guided us through the process of buying our first home six months ago, we’ve just purchased our first investment property now also. Always available to talk when we had questions. Outstanding service.
Mark T
First home and investment
Jack guided us through the process of buying our first home six months ago, we’ve just purchased our first investment property now also. Always available to talk when we had questions. Outstanding service.
Mark T
First home and investment
We recently won at auction and were told by our previous broker we couldn’t complete the purchase. Jack moved fast to find a solution and get it in place for settlement. We’re unsure what we would have done if we hadn’t been referred to Jack. Highly recommend.
Jessica K
Next Home
We recently won at auction and were told by our previous broker we couldn’t complete the purchase. Jack moved fast to find a solution and get it in place for settlement. We’re unsure what we would have done if we hadn’t been referred to Jack. Highly recommend.
Jessica K
Next Home
We recently won at auction and were told by our previous broker we couldn’t complete the purchase. Jack moved fast to find a solution and get it in place for settlement. We’re unsure what we would have done if we hadn’t been referred to Jack. Highly recommend.
Jessica K
Next Home
We spoke to Jack after being told our maximum purchase wasn’t what we wanted. Jack structured our loan exceptionally and we were able to expand our portfolio in the areas we wanted.
Thomas J
Investment
We spoke to Jack after being told our maximum purchase wasn’t what we wanted. Jack structured our loan exceptionally and we were able to expand our portfolio in the areas we wanted.
Thomas J
Investment
We spoke to Jack after being told our maximum purchase wasn’t what we wanted. Jack structured our loan exceptionally and we were able to expand our portfolio in the areas we wanted.
Thomas J
Investment
Structures tailored to you.
Structures tailored to you.
The service you receive with Mana is tailored to align with your goals. We go the extra mile for you every time to make sure the experience and outcomes are unmatched.
FAQs
FAQs
FAQs
Common Questions
Common Questions
How much deposit do I need for my first home?
As a first home buyer purchasing a property that is exempt from stamp duty, ideally you would have at least a 5% deposit saved up. The more you contribute initially though, the less interest you’ll be charged in the long run so it is always best to contribute as much as you can, whilst leaving yourself a buffer just in case.
What is Lenders Mortgage Insurance?
If you are contributing less than 20% you may have to pay lenders mortgage insurance to cover the lender, not you unfortunately! This is a once off, upfront fee that your broker will explain in detail. Lenders mortgage Insurance can be waived by some lenders for specific industry professionals. Alternatively, the insurance premium can be avoided if a parent is able to offer a property they own to reduce the risk to the lender. Your broker will fill you in on all the details.
What is a home loan pre-approval?
A pre-approval should be the first step to the home buying process and involves applying to a lender for approval, subject only to them being happy with the property you buy. Your broker will handle all the elements of your pre-approval application so you can get peace of mind that a lender is satisfied with your credit history and borrowing capacity, enabling you to safely buy at auction. We always recommend first home buyers organise a robust pre approval with as few conditions attached as possible, before embarking on your home buying journey. If you don’t find a property straight away, your broker will make sure your pre approval remains active to give you all the time you need to find the right property for you.
What first home grants can I apply for?
When buying a first home in Victoria, you may be eligible for certain concessions including: stamp duty reduction, the First Home Buyers Loan Deposit Scheme or a First Home Owner Grant. Eligibility depends on each scheme’s set criteria. Your broker will help you through that aspect too.
How much deposit do I need for my first home?
As a first home buyer purchasing a property that is exempt from stamp duty, ideally you would have at least a 5% deposit saved up. The more you contribute initially though, the less interest you’ll be charged in the long run so it is always best to contribute as much as you can, whilst leaving yourself a buffer just in case.
What is Lenders Mortgage Insurance?
If you are contributing less than 20% you may have to pay lenders mortgage insurance to cover the lender, not you unfortunately! This is a once off, upfront fee that your broker will explain in detail. Lenders mortgage Insurance can be waived by some lenders for specific industry professionals. Alternatively, the insurance premium can be avoided if a parent is able to offer a property they own to reduce the risk to the lender. Your broker will fill you in on all the details.
What is a home loan pre-approval?
A pre-approval should be the first step to the home buying process and involves applying to a lender for approval, subject only to them being happy with the property you buy. Your broker will handle all the elements of your pre-approval application so you can get peace of mind that a lender is satisfied with your credit history and borrowing capacity, enabling you to safely buy at auction. We always recommend first home buyers organise a robust pre approval with as few conditions attached as possible, before embarking on your home buying journey. If you don’t find a property straight away, your broker will make sure your pre approval remains active to give you all the time you need to find the right property for you.
What first home grants can I apply for?
When buying a first home in Victoria, you may be eligible for certain concessions including: stamp duty reduction, the First Home Buyers Loan Deposit Scheme or a First Home Owner Grant. Eligibility depends on each scheme’s set criteria. Your broker will help you through that aspect too.
How much deposit do I need for my first home?
As a first home buyer purchasing a property that is exempt from stamp duty, ideally you would have at least a 5% deposit saved up. The more you contribute initially though, the less interest you’ll be charged in the long run so it is always best to contribute as much as you can, whilst leaving yourself a buffer just in case.
What is Lenders Mortgage Insurance?
If you are contributing less than 20% you may have to pay lenders mortgage insurance to cover the lender, not you unfortunately! This is a once off, upfront fee that your broker will explain in detail. Lenders mortgage Insurance can be waived by some lenders for specific industry professionals. Alternatively, the insurance premium can be avoided if a parent is able to offer a property they own to reduce the risk to the lender. Your broker will fill you in on all the details.
What is a home loan pre-approval?
A pre-approval should be the first step to the home buying process and involves applying to a lender for approval, subject only to them being happy with the property you buy. Your broker will handle all the elements of your pre-approval application so you can get peace of mind that a lender is satisfied with your credit history and borrowing capacity, enabling you to safely buy at auction. We always recommend first home buyers organise a robust pre approval with as few conditions attached as possible, before embarking on your home buying journey. If you don’t find a property straight away, your broker will make sure your pre approval remains active to give you all the time you need to find the right property for you.
What first home grants can I apply for?
When buying a first home in Victoria, you may be eligible for certain concessions including: stamp duty reduction, the First Home Buyers Loan Deposit Scheme or a First Home Owner Grant. Eligibility depends on each scheme’s set criteria. Your broker will help you through that aspect too.
Get in touch with
Start your property journey today
Get in touch with
Start your property journey today
Get in touch with